Contact : +91-9319019137 / E-mail : info@vyntra.in

VYNT₹A

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Privacy Policy

At VYNT₹A, we are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy outlines how we collect, use, store, and protect your data when you interact with vyntra.in. By using our website, you agree to the terms and conditions mentioned in this policy.

1. Information Collection & Usage

1.1 Personal Information We Collect

When you register on vyntra.in, we collect the following details:

  • Full Name
  • Email Address
  • Mobile Number
  • City
  • Loan Product of Interest

Additionally, during the registration process, you may be asked to provide further details for identity verification and loan processing purposes.

1.2 How We Use Your Information

By registering on our website, you authorise VYNT₹A and its financial partners to:

  • Contact you regarding loan offers and promotional schemes related to financial services.
  • Inform you about ongoing and upcoming offers from our partner banks and NBFCs.
  • Send notifications and updates through SMS, email, and other communication channels.
  • Process your loan application by sharing necessary details with financial institutions.

Even if you are registered under the Do Not Disturb (DND) / Do Not Call (DNC) registry, by signing up on our platform, you consent to receive calls, messages, and emails from us regarding financial products and services.

2. Communication & Alerts

2.1 Consent to Receive Notifications

By registering on vyntra.in, you authorise us to send:

  • SMS and email alerts related to loan offers and financial services.
  • Promotional updates and marketing communications from our banking and NBFC partners.
  • Transaction-related notifications regarding your loan application.

2.2 Opting Out of Communication

If you wish to stop receiving SMS or email alerts from VYNT₹A, you can:

  1. Send an email to [customer support email] with your registered mobile number.
  2. Request the removal of your contact details from our communication list.

Once we receive your request, we will process it within a reasonable time and stop further notifications.

3. Information Sharing & Disclosure

3.1 No Unauthorized Data Sharing

We take your privacy seriously and do not share your personal information with third parties, except:

  • When required to provide the services you have requested.
  • When you have explicitly given us permission to do so.
  • When necessary to process your loan application with financial institutions.

For example, if you apply for a loan through VYNT₹A, your application details will be submitted to the respective bank or NBFC for further processing.

3.2 Transfer of Information in Business Transactions

In the event of a business sale, merger, reorganisation, or consolidation, we may transfer your data to:

  • An affiliate company.
  • A successor entity that takes over our business operations.

3.3 Legal Disclosures

We may disclose your data to authorised law enforcement agencies if:

  • It is required by law.
  • It is necessary to prevent fraud or potential threats to VYNT₹A or other individuals.

For instance, if we detect fraudulent activities, we may share user details with relevant authorities to ensure compliance with applicable laws.

4. Data Privacy Policy

4.1 Lawful Basis for Data Processing

We process your personal data based on one or more of the following legal bases:

  1. Your explicit consent for:
    • Verifying the accuracy of your personal data.
    • Sharing your information with third parties for validation purposes.
    • Identity verification and loan processing.
  2. Employment-related requirements (if applicable).
  3. Compliance with legal obligations imposed on VYNT₹A.
  4. Other legitimate business purposes essential for providing seamless financial services.

4.2 Withdrawal of Consent

If you wish to withdraw your consent for data processing, you may:

  • Send a written request to [grievance@vyntra.in].
  • Understand that withdrawal may affect your ability to access certain financial services.

Upon receiving your request, we will inform you about the consequences of withdrawal and proceed accordingly.

5. How We Secure Your Personal Data

We take data security seriously and implement stringent measures to protect your information from:

  • Unauthorised access
  • Data alteration
  • Accidental deletion
  • Cyber threats

5.1 Security Measures Implemented

To safeguard your personal information, we ensure that:

  • Our servers are secured behind firewalls and password-protected access systems.
  • All transmitted data is encrypted using secure TLS-based HTTP connections.
  • Payment or card-related details are not stored on our servers.
  • Internal access to user data is restricted and monitored.

While we adopt industry-standard security practices, no online platform is completely immune to threats. By using vyntra.in, you acknowledge that VYNT₹A is not liable for data leaks caused by transmission errors, infrastructure failures, or unauthorised third-party access.

6. Website Data & Cookie Policy

6.1 Browsing Information We Collect

We may collect data about your browsing activity on vyntra.in, including:

  • Websites visited before landing on our platform.
  • Your computer’s IP address and Internet Service Provider (ISP).
  • Type of browser and operating system used.

6.2 Use of Cookies

Our website may use temporary cookies for:

  • Website administration and user session tracking.
  • Research and analytics to improve user experience.

You can disable cookies in your browser settings, but doing so may limit some functionalities of our website.

7. Children’s Privacy

VYNT₹A does not knowingly collect personal data from children under the age of 18. If we discover that a minor has provided personal information, we will delete it immediately.

8. Data Storage & Compliance

8.1 Legal Compliance

We store and manage personal data in accordance with:

  • The Information Technology Act, 2000.
  • The Information Technology (Reasonable Security Practices & Procedures and Sensitive Personal Data or Information) Rules, 2011.
  • Other applicable Indian data protection laws.

8.2 Secure Storage Practices

We ensure:

  • Restricted data access only to authorised personnel.
  • Compliance with international security standards.
  • Protection of stored user data from cyber threats.

9. Third-Party Advertising

We may use third-party advertisers to display ads relevant to your interests. These advertisers:

  • Do not have access to your name, email, or contact number.
  • May collect anonymous browsing data for targeted advertising.

You can opt out of interest-based advertising through your browser settings.

10. Changes to Our Privacy Policy

VYNT₹A reserves the right to update this Privacy Policy at any time. If significant changes are made, we will notify users by:

  • Posting updates on this page.
  • Sending notifications via email or SMS.

We encourage users to review our Privacy Policy periodically to stay informed.

11. Contact Us

For any questions regarding this Privacy Policy, or if you wish to withdraw consent or report a data breach, please contact:

📧 Email: info@vyntra.in
📍 Address: D-16 Sector 03 Noida Uttar Pradesh PIN Code – 201301
📞 Phone: +91-931901937

Your privacy matters to us, and we are committed to protecting your personal information while providing you with the best financial solutions.