By using VYNT₹A’s products, services, and website (collectively referred to as the “Services”), you acknowledge and agree that your usage of the Services constitutes acceptance of these Terms and Conditions (“Terms”). You consent to abide by these Terms as specified herein and wherever required by VYNT₹A. It is recommended that you read and understand these Terms along with the Privacy Policy before using our services and retain a copy for reference.
1. Business Activity of VYNT₹A
VYNT₹A facilitates the delivery of loans, credit cards, insurance (life and general), and other financial services through its web portal. The user data furnished to VYNT₹A will be utilised for the seamless provision of these services.
2. Proprietary Rights
You acknowledge that VYNT₹A is the sole owner of all legal rights, title, and interest in its Services, including intellectual property rights, whether registered or unregistered. You further agree that the Services may contain confidential information, which you shall not disclose without prior written consent from VYNT₹A.
3. Usage of the Website
- The VYNT₹A website is intended for personal, non-commercial use.
- You may register as a member only if you are of legal age and capable of entering into binding contracts.
- You are responsible for maintaining the confidentiality of your login credentials and for all activities carried out under your account.
- You may only use the website to search for and apply for loans, credit cards, and insurance products.
- You must not use the website for fraudulent applications or engage in any unlawful activity.
- VYNT₹A reserves the right to suspend, terminate, or restrict access to the website at its sole discretion, without prior notice.
4. Third-Party Partners
VYNT₹A acts as an intermediary to offer loan, insurance, and credit card products from third-party providers. However, this does not imply any sponsorship, approval, or assurance regarding the sanctioning of these products.
- VYNT₹A is not responsible for the accuracy, timeliness, or completeness of third-party information.
- Your interaction with third parties through the website is at your own risk, and VYNT₹A holds no liability for any damages, losses, or claims arising from such interactions.
5. Disclaimer of Warranties
The VYNT₹A website and all its content and services are provided on an “as is” and “as available” basis.
VYNT₹A expressly disclaims all warranties, including but not limited to:
- The accuracy, completeness, or applicability of the content.
- The availability of the website without interruption or errors.
- The accuracy or reliability of the results obtained from using the website.
- The quality of any product or service obtained through the website meeting user expectations.
6. Limitation of Liability
VYNT₹A (including its officers, directors, employees, affiliates, and representatives) is not liable for:
- Any direct, indirect, incidental, special, or consequential damages arising from the use of the website.
- Any failure, delay, or inability to use any component of the website.
- Any viruses or malware that may affect your device due to website access or content downloads.
7. Additional Terms
a. Assignment
You may not transfer any rights or obligations under these Terms to another party. However, VYNT₹A reserves the right to assign its rights and duties without prior notice.
b. Waiver
Failure by VYNT₹A to enforce any provision of these Terms shall not be considered a waiver of its rights.
c. Modification
- VYNT₹A may modify these Terms at any time by posting a notice on the website.
- Continued use of the website after modifications constitutes acceptance of the revised Terms.
- Additional terms may apply to specific products or services you apply for through the website.
d. Severability
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue to be fully valid and enforceable.
e. Entire Agreement
These Terms, along with the Privacy Policy and other referenced agreements, constitute the complete agreement between you and VYNT₹A regarding website usage.
f. Governing Law & Jurisdiction
- These Terms shall be governed by and interpreted in accordance with Indian laws.
- Any legal proceedings must be initiated in the courts of [Noida, India], and the prevailing party will be entitled to recover all legal costs, including attorney fees.
8. Feedback
We value your feedback! By submitting testimonials or reviews, you agree to allow VYNT₹A to use your name, designation, and company details for promotional purposes. Kindly refrain from sharing confidential trade secrets in your feedback, as all submitted content becomes the exclusive property of VYNT₹A.
For any queries regarding these Terms, please contact us at info@vyntra.in.